
Clear, physician-focused guidance on the 2026 RAP and IDR changes. Learn what these updates mean for doctors managing federal student loan debt.

What Borrowers Need to Know About Changes in Federal Student Loans Written by: Nichole Coyle, CFP® CSLP® Interest Resumes for SAVE Plan Borrowers As of August 1, 2025, almost 7.7 million borrowers enrolled in the SAVE (Saving on a Valuable Education) program will begin accruing interest again. The prior 0% interest forbearance, implemented in July 2024, […]